Coverage Reviews
Your Risk Advisors will meet with you to review your organization’s risks and ensure coverage is in place for intended exposure. They can help you identify risks and provide advice on whether to secure insurance, self-insure, mitigate, or transfer that risk — whichever is in your organization’s best interest.
Risk Control Inspections
Your Risk Advisors can perform onsite risk control inspections to identify hazards and assist with loss prevention of your assets. This can include supplying checklists, providing hazard identification training, and sharing expertise on best practices.
Loss Prevention Education
Not sure where to start with risk mitigation? Your Risk Advisors can provide loss prevention training for your organization’s staff. This training can be on general loss prevention techniques or, if needed, specific training for unique risks that require specialized information and best practices.
Contract Review
Your Risk Advisors can review your contracts from an insurance perspective to help ensure your organization is not unknowingly on the receiving end of transfer of risk. They can also help to properly transfer risk to third parties where appropriate. This contract review process can help ensure the appropriate parties are financially responsible or even prevent future liability claims altogether.
Facility Appraisals & Valuations
It is important that your organization’s assets are insured to the correct replacement cost in the event of a total loss. Traditional insurers normally have clauses that limit amounts payable in the event a building is underinsured. At Genesis, we focus on accuracy and are confident in our appraisal program, so we don’t impose these clauses. We contract multiple expert vendors who can appraise and valuate your organization’s assets at no cost to you.
Claims Experience Analysis
The premiums you pay are tied to losses. To reduce costs and minimize downtime from claims, our Risk Management and Claims teams can jointly analyze your organization’s loss history to identify trends and guide loss prevention initiatives.
Risk Bulletins
Want risk management tips delivered right to your inbox? Our Risk Advisors publish timely bulletins sharing tips and techniques that can be used to help prevent losses. These bulletins are often seasonal, tailored specifically to the circumstances you and other subscribers are facing.
Closed Claim File Review
The Genesis Risk Management and Claims teams can jointly review your organization’s individual closed claim and assist with solutions that could prevent a repeat of the loss.
Risk Management Portal
When you become a Genesis subscriber, you automatically get access to a web portal containing all risk management content. The portal includes a variety of resources like checklists, bulletins, templates, videos, policy samples, best practices, and loss prevention whitepapers.
Risk Management Scholarships
At Genesis, we’re proud to fund the RMA Risk Management Scholarship. Through the scholarship program, you can apply to receive one of two tuitions for a Canadian Risk Management Designation.