Made by Subscribers for Subscribers
Genesis is owned by all of us — local governments and public sector organizations all pooling our resources to create the specialized coverage needed for our communities.
Stable & Predictable
We invest in forward-thinking financial planning, providing you with long-term, stable pricing and protecting you from the strong winds of the open insurance market.
Handle Risk Like A Pro
We keep you protected from the storm with risk mitigation resources, access to risk education like our annual RiskPro symposium, and credits to invest in local risk management efforts.
Public Good = Low Premiums
We function for a public purpose and not a profit margin. This allows us to focus on risk training to reduce claims, leverage our combined purchasing power, and pool our resources. As a result, our premiums are usually 15 to 20% less than traditional insurance.
Wise & Experienced
As Canada’s oldest reciprocal insurance exchange, we’ve experienced many seasons. This has allowed us to build a knowledgeable team of professionals, secure a strong financial position, and form close ties to both our stakeholders and regulators.
Let’s Weather It Together
We’re proud to stand with you in both the good times and the bad. Our trusted staff are there for you not only on the stormiest days, but also when you need risk management support, access to specialized coverage, or even just answers to everyday questions.